Three Lakes ZIP Codes — Oneida County, WI

There is one unique ZIP code in Three Lakes, Wisconsin and it is 54562. Area code: 715.

ZIP codes

144.45

sq mi land

24.37

sq mi water

715

area code

Three Lakes, WI ZIP code map

About Three Lakes, WI

Three Lakes, Wisconsin, is a charming town located in Oneida County, known for its beautiful scenery and outdoor recreational activities. Nestled in the north-central part of the state, the town features a close-knit community and a serene, natural environment. With a single ZIP code of 54562, Three Lakes offers both tranquility and a variety of attractions for residents and visitors alike.

Location & geography

Three Lakes is situated approximately 15 miles east of Rhinelander and about 30 miles south of the Michigan border. The town boasts an expansive land area of 144.45 square miles, complemented by 24.37 square miles of water, which includes numerous lakes ideal for fishing, boating, and other water activities. Its landscape features a mix of lush forests and sparkling lakes, typical of the Northwoods region of Wisconsin.

Community & economy

The character of Three Lakes is defined by its friendly residents and numerous recreational opportunities, making it a perfect place for outdoor enthusiasts. The local economy relies heavily on tourism, agriculture, and small businesses, reflecting the town’s commitment to maintaining a vibrant community. Daily life in Three Lakes often revolves around seasonal activities and events that celebrate the area’s natural beauty, such as fishing tournaments and summer fairs.

Transportation

Three Lakes is accessible via several important roadways, including U.S. Route 45, which connects travelers to nearby cities and attractions. The nearest large airport is Rhinelander-Oneida County Airport, located roughly 15 miles away, offering regional flights. Public transportation options are limited, making personal vehicles the most common mode of transport in the area.

History

Three Lakes was founded in the late 19th century, and its development was largely driven by the timber industry and the natural resources of the area. The town has a rich history tied closely to logging and tourism, with notable events such as the establishment of numerous summer homes and cabins along the lakes in the early 1900s. Today, the legacy of its history is visible in the community's pride in preserving its natural environment.

Did you know?

One surprising fact about Three Lakes is that it has the largest chain of inland lakes in Wisconsin, comprising over 28 interconnected lakes. This unique feature not only attracts fishing and boating enthusiasts but also supports a diverse ecosystem that is an essential part of the town’s charm.

ZIP codes for Three Lakes, WI (1)

ZIP code	City	County	Map
54562	Three Lakes	Oneida	View map

Demographics & statistics

1,880

Population

59.4

Median age

$53,625

Median household income

$41,513

Per capita income

$295,100

Median home value

$829

Median monthly rent

89.2%

Home ownership

11.5%

Poverty rate

3.3%

Unemployment

2,806

Housing units

36.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

131

60–64

144

181

65–74

197

75–84

104

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	235	12.5%
18 and over	1,645	87.5%
65 and over	658	35.0%
Median age	59.4 years

Race & ethnicity

White 92.1%

Hispanic or Latino 3.5%

Other race 2.3%

Two or more races 1.3%

Asian 0.7%

Black or African American 0.1%

Group	Count	%
White	1,795	92.1%
Hispanic or Latino	68	3.5%
Other race	45	2.3%
Two or more races	25	1.3%
Asian	14	0.7%
Black or African American	1	0.1%

Household income

Under $10k 7.2%

$10k–$15k 3.5%

$15k–$25k 7.9%

$25k–$35k 5.7%

$35k–$50k 16.8%

$50k–$75k 16.8%

$75k–$100k 10.1%

$100k–$150k 18.7%

$150k–$200k 5.1%

$200k+ 8.3%

Range	% of households
Under $10k	7.2%
$10k–$15k	3.5%
$15k–$25k	7.9%
$25k–$35k	5.7%
$35k–$50k	16.8%
$50k–$75k	16.8%
$75k–$100k	10.1%
$100k–$150k	18.7%
$150k–$200k	5.1%
$200k+	8.3%
Median income	$53,625

Housing

Home values

Under $50k 2.3%

$50k–$100k 5.6%

$100k–$150k 12.3%

$150k–$200k 9.5%

$200k–$300k 21.6%

$300k–$500k 26.6%

$500k–$1M 17.8%

$1M+ 4.3%

Housing overview

Metric	Value
Median home value	$295,100
Median rent / month	$829
Owner occupied	89.2%
Renter occupied	10.8%
Vacant	70.2%
Single-family detached	92.5%
Large apartment buildings	0.7%
Mobile homes	4.5%
Median rooms	4.9
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.3%
2010–2019	5.0%
2000–2009	8.7%
1990–1999	17.4%
1980–1989	14.5%
1970–1979	12.8%
1960–1969	12.3%
1950–1959	8.8%
1940–1949	8.8%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	7.4%
2 bedrooms	39.0%
3 bedrooms	37.6%
4 bedrooms	11.5%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	3.1%
1 vehicle	31.2%
2 vehicles	33.3%
3 or more	32.4%

Heating fuel

Fuel type	%
Utility gas	55.0%
Electricity	3.0%
Propane / LP gas	33.4%
Wood	8.6%

Households & families

Household type	Count	%
Married-couple family	484	56.1%
Cohabiting couple	29	3.4%
Male householder, no spouse	196	22.7%
Female householder, no spouse	154	17.8%
Households with children under 18	105	12.2%
Households with seniors (65+)	434	50.3%
Average household size	2.17

Marital status

Status	Male	Female
Never married	21.8%	23.3%
Married	62.3%	62.2%
Separated	0.9%	0.0%
Widowed	4.2%	5.5%
Divorced	10.8%	8.9%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.1%

HS graduate 33.8%

Some college, no degree 16.7%

Associate's degree 11.0%

Bachelor's degree 22.4%

Graduate / professional 14.1%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	36.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	1.3%
Kindergarten	4	1.7%
Elementary school	49	20.4%
High school	110	45.8%
College / grad school	74	30.8%

Employment

Industry of employment

Education & healthcare 22.3%

Arts, food & hospitality 13.3%

Professional & management 11.5%

Construction 10.7%

Other services 9.6%

Transportation & utilities 9.3%

Retail trade 8.0%

Manufacturing 5.9%

Finance & real estate 3.9%

Information 2.9%

Agriculture & mining 1.3%

Public administration 1.2%

Occupation

Category	%
Management, business & arts	39.5%
Service	16.7%
Sales & office	16.8%
Natural resources & construction	13.2%
Production & transportation	13.8%

Employment type

Type	%
Private sector	70.6%
Government	15.2%
Self-employed	14.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	6.2%
Public transit	0.0%
Walk	0.7%
Other means	1.1%
Avg commute (minutes)	26.7

Poverty

All people 11.5%

Under 18 years 18.4%

18 and over 10.5%

Married-couple families 3.5%

Female-led households 53.1%

Income support

Source	% of households
Social Security	56.3%
Retirement income	37.3%
Supplemental Security	0.9%
Cash public assistance	0.1%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
High blood pressure	36.4%
High cholesterol	39.1%
Heart disease	7.9%
Stroke	3.4%
Asthma	9.0%
Arthritis	29.2%
Kidney disease	3.3%
Pulmonary disease	6.7%
Cancer	9.5%

Behavior / access	%
Binge drinking	20.8%
No physical activity	19.1%
Less than 7 hrs sleep	29.1%
Fair or poor health	11.8%
Poor mental health	11.2%
Poor physical health	10.0%
No health insurance	8.4%
Visited doctor (checkup)	77.6%
Visited dentist	72.1%
Cholesterol screening	91.6%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	150	9.1%

Disability	%
Any disability	11.9%
Under 18	5.5%
18–64 years	7.8%
65 and over	20.2%

Health insurance coverage

Type	%
Private insurance	78.7%
Public insurance	51.1%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,800	95.7%
Spanish	12	0.7%
Other Indo-European	1	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	11	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,823	97.0%
Born in same state	1,818	96.7%
Born in different state	1,457	77.5%
Foreign born	5	0.3%
Naturalized citizen	57	3.0%
Not a US citizen	17	29.8%

Ancestry

Ancestry	Count	%
Italian	291	15.5%
Polish	199	10.6%
French	128	6.8%
Dutch	47	2.5%
English	43	2.3%

Ancestry	Count	%
Arab	40	2.1%
Irish	19	1%
German	15	0.8%
Norwegian	5	0.3%

Technology access

Metric	% of households
Computer access	45.9%
Internet access	93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Three Lakes, WI have?

Three Lakes, WI has one ZIP code: 54562. Each ZIP code serves a distinct delivery area within the city and surrounding region.